Choose the right investment pool to grow your funds

Nonprofits and individuals have the ability to select an investment pool that best serves their goals, including the risk profile and timeline of usage, as a means to grow idle cash over time.

The Catholic Community Foundation and its partner, BNY Mellon, have constructed investment pools that are designed to provide a variety of risk and return profiles. These pools are actively managed by the BNY Mellon team and seek to manage risk and return efficiently and effectively.

The pools are compliant with USCCB investment guidelines and are actively monitored, screened, and evaluated by the Foundation’s Finance and Investment Committee. You can have peace of mind knowing that qualified professionals are constantly reviewing the activity and holdings of the portfolio.

These investment options are for individuals with a traditional Donor-Advised fund account, or for nonprofit organizations that have a Catholic Growth Fund. The pools are listed in order of highest to lowest risk. Before choosing an option, we recommend a free consultation with our investment partner to better understand your risk profile and what option is most appropriate for your situation.

Our investment pools are constructed to house all of the fund types we offer:

Endowments

Donor-advised Funds

Brokerage Accounts

Quasi-Endowments

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Fixed Income Pool

  • Time horizon for fund use: 0-3 years
  • Investor type: investor has a known use for funds in the near future and desires a yield better than cash
  • Risk rating: 1 out of 5 (low risk)

  • Investment Fee: 0.30%

The investment objective for the overall pool is income. The primary goal is to provide a consistent stream of current income. The portfolio invests primarily in fixed-income assets with a focus on yield. Current income is expected to be the primary source of return for this portfolio. The portfolio may at times invest a small portion of assets in equities as an inflation hedge. This portfolio is anticipated to have a low to moderate level of volatility due to fluctuations in interest rates and equity valuations.

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Capital Preservation Pool

  • Time horizon for fund use: 2-5 years
  • Investor type: investor has a known use for funds in the future and desires a yield better than cash plus inflation and can tolerate mild volatility
  • Risk rating: 2 out of 5 (low to moderate risk)
  • Investment Fee: 0.34%

The investment objective for the overall relationship is moderate income. The primary goal is to generate current income with some principal growth while limiting the risk of loss through a derivative instrument called a structured note.

While the majority of the investments will be fixed-income assets, a mix of equities will be included for modest growth potential and as an inflation hedge. A modest allocation to alternative investments will also provide diversification benefits and may help mitigate some volatility. This portfolio is anticipated to have a low to moderate level of volatility due to fluctuations in interest rates and equity valuations.

2024 Monthly Flash Reports: Capital Preservation Pool

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Intermediate Pool

  • Time horizon for fund use: 2-7 years
  • Investor type: investor does not have a known use for funds or flexibility in the use of funds and desires a yield better than cash plus inflation with an opportunity for real growth and can tolerate mild volatility
  • Risk rating: 3 out of 5 (moderate risk)

  • Investment Fee: 0.43%

The investment objective is a balance of current income, principal growth and downside protection. The portfolio invests in fixed income instruments in order to generate current income and to reduce volatility. The portfolio invests in equities to provide capital appreciation as well as help mitigate the effects of inflation. An allocation to alternative investments will provide diversification and downside protection to the portfolio.

The portfolio is anticipated to have a moderate level of volatility due to fluctuations in interest rates and equity valuations. A modest allocation to alternative investments may help mitigate this volatility.

2024 Monthly Flash Reports: Intermediate Pool

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Growth Pool

  • Time horizon for fund use: 7+ years
  • Investor type: investor does not have known use for funds or flexibility in the use of funds and desires long-term real growth and can tolerate volatility
  • Risk rating: 4 out of 5 (moderate to high risk)
  • Investment Fee: 0.40%

The investment objective is primarily principal growth with some downside protection. The portfolio's return will be generated primarily through capital gains from equities. Fixed income and a modest allocation to alternative investments are used primarily to reduce volatility and provide downside protection. The risk tolerance for this portfolio is above average. The portfolio is anticipated to have a moderate level of volatility due to fluctuations in interest rates and equity valuations. A modest allocation to alternative investments may help mitigate this volatility.

2024 Monthly Flash Reports: Growth Pool

Pool Performance

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Have questions?

  • We’re here to help. If you have additional questions or need more information, please reach out to us.
    • Kyle Felix, CPA, MBA
    • Certified Public Accountant
    • 480-651-8805
    • kfelix@ccfphx.org
  • Contact Us