The Catholic Community Foundation and its partner, BNY Mellon, have constructed investment pools that are designed to provide a variety of risk and return profiles. These pools are actively managed by the BNY Mellon team and seek to manage risk and return efficiently and effectively.
The pools are compliant with USCCB investment guidelines and are actively monitored, screened, and evaluated by the Foundation’s Finance and Investment Committee. You can have peace of mind knowing that qualified professionals are constantly reviewing the activity and holdings of the portfolio.
These investment options are for individuals with a traditional Donor-Advised fund account, or for nonprofit organizations that have a Catholic Growth Fund. The pools are listed in order of highest to lowest risk. Before choosing an option, we recommend a free consultation with our investment partner to better understand your risk profile and what option is most appropriate for your situation.
The objective is primarily principal growth with some downside protection. The portfolio's return will be generated primarily through capital gains from equities. Fixed income and a modest allocation to alternative investments are used primarily to reduce volatility and provide downside protection.
Risk tolerance describes the degree of variability in investment returns an investor is willing and able to accept. Primary factors that should be considered in determining an investor's risk tolerance are the financial ability to accept investment loss, the willingness to accept return volatility, and one's investment time horizon. The risk tolerance for this portfolio is above average. The portfolio is anticipated to have a moderate level of volatility due to fluctuations in interest rates and equity valuations. A modest allocation to alternative investments may help mitigate this volatility.
The objective is a balance of current income, principal growth, and downside protection. The portfolio invests in fixed income instruments in order to generate current income and reduce volatility. The portfolio invests in equities to provide capital appreciation as well as help mitigate the effects of inflation. An allocation to alternative investments will provide diversification and downside protection to the portfolio.
Risk tolerance describes the degree of variability in investment returns an investor is willing and able to accept. Primary factors that should be considered in determining an investor's risk tolerance are the financial ability to accept investment loss, the willingness to accept return volatility, and one's investment time horizon. The risk tolerance for this portfolio is moderate. The portfolio is anticipated to have a moderate level of volatility due to fluctuations in interest rates and equity valuations. A modest allocation to alternative investments may help mitigate this volatility.
The investment objective for the overall relationship is Moderate Income. The primary goal is the generation of current income with some principal growth. While the majority of the investments will be fixed-income assets, a mix of equities will be included for modest growth potential and as an inflation hedge. A modest allocation to alternative investments will also provide diversification benefits.
Risk tolerance describes the degree of variability in investment returns an investor is willing and able to accept. Primary factors that should be considered in determining an investor's risk tolerance are the financial ability to accept investment loss, the willingness to accept return volatility, and one's investment time horizon. The risk tolerance for this portfolio is moderate. This portfolio is anticipated to have a low to moderate level of volatility due to fluctuations in interest rates and equity valuations. A modest allocation to alternative investments may help mitigate some of this volatility.
The investment objective for the overall relationship is Income. The primary goal is to provide a consistent stream of current income. The portfolio invests primarily in fixed-income assets with a focus on yield. Current income is expected to be the primary source of return for this portfolio. The portfolio may at times invest a small portion of assets in equities as an inflation hedge.
Risk tolerance describes the degree of variability in investment returns an investor is willing and able to accept. Primary factors that should be considered in determining an investor's risk tolerance are the financial ability to accept investment loss, the willingness to accept return volatility, and one's investment time horizon. The risk tolerance for this portfolio is low. This portfolio is anticipated to have a low to moderate level of volatility due to fluctuations in interest rates and equity valuations. A modest allocation to alternative investments may help mitigate some of this volatility.
Pool Name | Expense Ratio | Asset Allocation | Risk Potential |
---|---|---|---|
Growth / Endowment | 0.42% | 30% Fixed Income 70% Equity |
★★★★☆ |
Conservative Growth / Intermediate | 0.46% | 50% Fixed Income 50% Equity |
★★★☆☆ |
Capital Preservation | 0.33% | 65% Fixed Income 35% Equity |
★★☆☆☆ |
Fixed Income | 0.28% | 100% Fixed Income |
★☆☆☆☆ |
Pool Name | *YTD **8/31/2023 |
3 Months | ***Fiscal YTD | 1 Year | 3 Year | +Since Inception ****6/30/2016 |
---|---|---|---|---|---|---|
Growth / Endowment | 11.30% | 4.86% | 0.22% | 9.31% | 4.76% | 7.50% |
Conservative Growth / Intermediate | 8.69% | 3.78% | 0.37% | 6.62% | 2.49% | 5.57% |
Capital Preservation | 6.86% | 2.47% | -0.01% | 4.92% | -- | -2.45% |
Fixed Income | 3.35% | 1.09% | 0.98% | 3.15% | -- | -0.53% |
* All performance is net of fees
** Year to date is as of the beginning of the calendar year (January 1, 2023)
*** Fiscal year to date is as of the beginning of the fiscal year (July 1, 2023)
****Inception date of 7/1/2016. BNY Mellon Wealth Management started managing the portfolio in October 2020, as such performance from October 2020 onwards is that of BNY Mellon Wealth Management.
Date | Intermediate Pool | Growth Pool | Capital Preservation |
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January 31 | Download Report | Download Report | Download Report |
February 28 | Download Report | Download Report | Download Report |
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April 30 | Download Report | Download Report | Download Report |
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June 30 | Download Report | Download Report | Download Report |
July 31 | Download Report | Download Report | Download Report |
August 31 | Download Report | Download Report | Download Report |
Date | Intermediate Pool | Growth Pool | Capital Preservation |
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January 31 | Download Report | Download Report | -- |
February 28 | Download Report | Download Report | -- |
March 31 | Download Report | Download Report | Download Report |
April 30 | Download Report | Download Report | Download Report |
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June 30 | Download Report | Download Report | Download Report |
July 31 | Download Report | Download Report | Download Report |
August 31 | Download Report | Download Report | Download Report |
September 30 | Download Report | Download Report | Download Report |
October 31 | Download Report | Download Report | Download Report |
November 30 | Download Report | Download Report | Download Report |
December 31 | Download Report | Download Report | Download Report |
Date | Intermediate Pool | Growth Pool |
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December 31 | Download Report | Download Report |
November 30 | Download Report | Download Report |
October 31 | Download Report | Download Report |
September 30 | Download Report | Download Report |
August 31 | Download Report | Download Report |
July 31 | Download Report | Download Report |
June 30 | Download Report | Download Report |
May 31 | Download Report | Download Report |
April 30 | Download Report | Download Report |
March 31 | Download Report | Download Report |
February 29 | Download Report | Download Report |
January 31 | Download Report | Download Report |